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Terms of Use

These terms apply to use of Saginaw Residents Directory. By using the service, you accept them; do not use it if you do not agree.

1. Nature of the Service

Saginaw Residents Directory is independently operated. It points to public rolls, indexes, and directory collections connected with Saginaw, Michigan. It does not host government records and is unaffiliated with any records office, court, library, or custodian.


2. Acceptable Use

Use this service only in a lawful manner. You must not use it, or material reached through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. Consumer Reporting Status

This service is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. ยง 1681 et seq. Material here and material returned by a linked search tool is not a consumer report and may not be used to decide eligibility for credit, employment, housing, insurance, or another FCRA-covered purpose.


4. External Resources

Government portals and outside services, including sponsored search tools, set their own terms and privacy policies. We do not control their content, availability, prices, or data practices.


5. Availability and Accuracy

The service is offered "as is" and "as available" without warranties. We cannot promise that material is accurate, complete, or current, or that a linked portal will function or return a correct result.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Site Material

The original text, design, logo, and layout are protected by copyright. Links and brief attributed quotations are permitted; full-page republication or systematic copying is not.


9. Term Updates

We may post an updated version of these terms here. Using the service after that posting indicates acceptance.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Michigan Law

Michigan law governs these terms without regard to conflict-of-law principles. Public-records requests to a Michigan public body are governed by the Michigan Freedom of Information Act, MCL 15.231 et seq.; court records follow the court's own access rules.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Questions about these terms go through the Contact page.